The Credit Scoop

Bankruptcy –10 years in public record section from date filed. 

All the accounts listed included in the bankruptcy

remain for seven years.

Closed accounts – Ten years from date closed.

Collection accounts – If account is paid it will be

marked as paid, but will still remain for seven years

from the date account went into collection or charge-off status. 

Inquiries – Two years.

Judgments – Seven years from date filed.

Late payments – Seven years from the date reported late.

Lost credit card –Two years, but if account has any late 

payments it remains for seven years.

Tax Liens – Seven years from paid date, but unpaid liens

remain fifteen years from filing date.